How to Get a Fast Credit Card
If you are looking to get fast credit card from Indian banks like ICICI and HDFC and you don’t have lot of salary or you don’t have a job, then the best way to get a credit card is through fixed deposit. ICICI bank offers credit card on FD of 20,000 and HDFC bank offers credit card on FD of 50,000. The credit card offered by ICICI will have a minimum credit limit of Rs. 17000 and maximum of Rs. 3 lacs.
You can keep and use your credit card as long as you are keeping the fixed deposit, when you break your fixed deposit, the credit card will stop working. To apply for such credit cards, go to the local bank branchwith your documents like PAN card, passport, 2 colored photos, address proof and check using which you will pay the money. You can get your credit card in around 2 weeks and the password for it in another week. I talk to the ICICI bank people by visiting the branch and they told me that you can get a credit card in one week.
This credit card by fixed deposit method is perfect for students, self employeed and senior citizens as well all those people who are not getting credit card by banks because they don’t have income.
Hello Shanavas,
Thank you very much for the info. And I appreciate your blogs.
Krishnakumar KA
Shoranur, Kerala