AlertPay – Another Paypal Alternative
Alertpay is a new paypal alternative and is offered in countries where paypal is not available. AlertPay is a privately owned and managed company founded in 2004 with its office headquarters in Montreal, Canada. Because it is new there are not many sites that accept alertpay. Alertpay offers three three types of accounts. Personal starter, Personal pro and Business account.
The personal starter account is the recommended account for a beginner. You can send and receive money for free. The disadvantage of personal starter account is that it has a monthly receiving limit of $400 and cumulative yearly receiving limit of $2000. Also you can’t use credit card funded payments. You can upgrade your personal starter account to a personal pro account to remove these limitations. There is a receiving fee of 2.5% + $0.25 per transaction in a personal pro and business account. You can fund your account by using credit card.
You can withdraw money from alertpay by cheque, bank transfer and wire transfer. The bank transfer withdrawal fee is just $0.5. Indians can withdraw by cheque and wire transfer. For withdrawal by cheque there is a fee of $3 and wire transfer withdrawal fee is $15. I have used alertpay and I have withdrawn money by cheque.
Click here to open an alertpay account.
HOW CAN I deposit my money in my alert pay as well as paypal account as I am Indian & have no credit card.
hello ,thanks for guide us keep it up. What is wire transfer. Is wire transfer available in India?. how I use this. I have bank account in hdfc bank. what is swift code? what is u r valuable advice about this.
Is is possible to load alert pay by credit card. Please let me know.
Dear Sivani, Indians can use only credit card for funding paypal and alertpay.
Dear Sukhpreet, Wire transfer is the method used to transfer money to a different country. Wire transfer is available in India.
SWIFT code is a unique code which identifies the bank and country of the bank. If you want to do a wire transfer then you have to go the bank and ask them to do the transfer.
Dear Manisha, You can use credit card to fund alertpay.
I want to get a free account on alertpay and want to apply for a free credit card can u say me the details..
Dear harikrishnan, Opening an alertpay account is free. To know the details of getting a free credit card read my post
http://www.shanavas.com/get-free-credit-cards-in-india/
I want to withdraw my alert pay account money to my account. Which way is better one either cheque or bank wire. On enquiring about cheque, it will take more time to process & processing fee also very high. Can you please figure out how much time & fee would take to reach our hand for both cheque & wire mode?
Thanks
Dear Muthiah, I had withdrawn money from alertpay by check and it takes 2 weeks and that is better.
Hi Shanavas!
Nice Blog! Well, I have withdrawn money from Alertpay via Check,
1. How long does it take for the check to reach me?
2. And how many days does it take for the money to be credited in my bank account after the Check is deposited in the bank?
Greetings,
Vivek
Dear Vivek, It takes 3 weeks for the check to arrive and you can use the check discount option to get money immediately.
In alertpay, can i use hdfc netsafe card to pay my online payment?
Also, what is the additional fees required by hdfc for using netsafe card in each online payment transaction in alertpay.
Finally, If i have to make an online payment of $50 through hdfc netsafe in alertpay, should i create the card for exact $50 or more?
Dear Mathew, You can use netsafe card in Alertpay. HDFC charges 3.5 % commission on international transaction. Always create a slightly higher value.
Thanks shanavas. I appreciate your prompt response. Your blog is very informative for a new person. Keep up the good work.
Dear Shanavas,
Could you please elaborate on the process of check withdrawal to my bank account through AP?
Is there any limit for the personal pro account withdrawals?
Regards,
Azzu
Dear Azzu, You have to use the wire transfer option to withdraw money to your bank account in India. There is no limit for the personal pro account withdrawals.
hi shanavas,
this is a nice and informative blog. I have a question,
how do i withdraw funds which i have in my alertpay account,
can i withdraw funds selecting the bankwire option , how does this work, who sends me money to my bank account? can you please help me with this.
Dear Shanavas,
What is the mode of getting the money in India through Alert Pay and what is the time required from the initiation?
Thanks in Advance.
Dear Geetha, You can use the check withdrawal option and I have used it. Alertpay can also send money by bank wire and it costs $15.
Dear aazu, You can withdraw by check and bank wire. I have used the check withdrawal option and I have received money in two weeks. Alertpay can also send money by bank wire and it costs $15.
Hii Shanavas,
Thanks for your help. The check option is currently not working for Alert Pay and so I think Bank Wire is the only option. Could you please confirm me what are the particulars that are required for Alert Pay bank wire? Is is just the swift code and the bank account number or also they require IBAN No?
Actually, they are stopping me at the verification phase and so I cannot het hold of the informantion. Please help.
Regards,
Azzu
Dear Aazu, I have earlier withdrawn money by check. IBAN is the 9 digit MICR code found in the cheque.
I have an Alert Pay account and like to deposit money there. I don’t have a Credit Card and being retired from services,can’t apply for one now.
Kindly help.
Dear Kanchan, I am providing Virtual Credit Card ( VCC ) which can be used to fund Alertpay. Visit
http://www.websoft.co.in/
DEAR SHANAVAS,
YOU ARE DONG A GOOD JOB.
I HAVE A QUESTION.
WHEN WE PROVIDING BANK DETAILS FOR BANK WIRE TRASNFER. THEY ASKED FOR BANK CODE & BRANCH CODE.
I HAVE SAVINGS ACCOUNT IN HDFC BANK . THERE FIRST 4 NUMERICS ARE BRANCH CODE.
PLS HELP ME TO FIND OUT BANK CODE ?
Dear PARVEEN, Contact HDFC customer care to get the details.
I know we want to withdraw money from AlertPay as fast as we can. I found some ALERTPAY VERIFIED sites that issue Mastercard debit cards. You can purchase one and they will ship the card to you via postal mail. You can then transfer money from your AlertPay a/c to your debit card. You can use the card to withdraw cash from ATMs where MasterCards can be used.
Dear Swapan Dhar, You can add any Indian visa/master card debit card to alertpay and withdraw to that card.
Dear Shanawas,
Your website is informative, and useful like us newbies.
I have a account with alertpay and using my credit card for my activities, due to alertspay’s recent policy credit card transaction are not acceptable and advised for bank wire for funding. Local banks here does not encourage bank wire and directed to get a letter from RBI whereas alertpay supporting bank wires from India. Here my question is how to transfer fund to my alertpay account from India and what are all the details to be filled for such transaction, since alertpay have not set prescribed form for such transaction.
Thanking you,
abdul Nasar
Dear Naser, You can fund using debit card in India.
Dear shanavas,
Thanks for your reply,
Nowadays alertpay not supporting either credit card or debit card, I have tried the both and I am advised for bank wire, which bank in india is supporting such transaction.
Thanking you,
abdul Nasar.
Dear Naser, No bank in India will allow outward wire transfer due to RBI regulations.